Open Access Research Article

CASE COMMENT ON NEW INDIA ASSURANCE COMPANY LIMITED V. DOLLY SATISH GANDHI, S.L.P. (C) No.18267 OF 2025

Author(s):
ADV. ANZIL SALIM
Journal IJLRA
ISSN 2582-6433
Access Open Access
Volume 3
Issue 6
DOI https://www.doi-ds.org/doilink/09.2026-33639698/CASE COMMENT ON NEW INDIA ASSURANCE COMPANY LIMITE

Abstract

Abstract
One may think that creating a strict rule between statutory benefit and contractual benefit as something of very ease, but in fact the said drawing of a boundary is of the most difficult task. As it can be seen and found when it comes to a situation where the law involved is the Motor Vehicles Act 1988 (hereinafter referred to as ‘Act of 1988’). More than a decade the question as to, whether the Motor Accidents Claims Tribunal (MACT) in an application filed under Section 166 of the Act of 1988 is legally permitted to grant compensation to the claimant under the head ‘medical expenses’ when the very same expenses are covered or reimbursed under a separate Mediclaim / medical insurance policy or to deduct the said ‘medical expenses’ incurred while awarding compensation under Section 168 of the Act of 1988? As various High Courts across India were taking differing stand on the same, finally the Hon’ble Supreme Court had decided to settle the said issue in final. The Hon’ble Apex Court had finally settled the issue by stating that the amount received as part of Mediclaim / medical insurance is not deductible from compensation as calculated by the concerned MACT adjudicating the claim for compensation under the motor vehicle accident and may also include compensation under the head of medical expenses, if claimed by the claimant. This article discusses the positive implications of the much-awaited decision on the life of the motor vehicle accident victims / claimants.

Published Paper

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Author Details

Authors: ADV. ANZIL SALIM
Registration ID: 1013167 | Published Paper ID: IJLRA13167
Year: Sep-2026 | Volume: 3 | Issue: 6
Approved ISSN: 2582-6433 | Country: Delhi, India
Page No.: 890-897

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International Journal for Legal Research and Analysis

  • AbbreviationIJLRA
  • ISSN2582-6433
  • AccessOpen Access
  • LicenseCC 4.0

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